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 Offers an easy to use interface that handles each way bets, perms, rule4, dead heats and moreReady reckoner bookies Work Requirements — Teachers

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This guide provides an A to Z of the complex law of Direct Taxes in a simple and lucid manner, as amended by the. For example, if the agreement value of a property is Rs 50 lakhs and the value according to the ready reckoner rate is Rs 40 lakhs, then, the stamp duty would be calculated on the higher value, i. e. 10 per spin. The PBO’s Ready Reckoner is an online tool to estimate the potential impacts on federal budgetary revenues that would arise from adjusting various federal tax rates, credits, and brackets. INCOME TAX READY RECKONER 2023-2024 & 2024-2025 With Rates/ Tables/ Illustrations & Case Laws of Income Tax Developers anticipated a decrease in the ready reckoner rates at IGR Maharashtra as a result of the rise in property registrations. Using the Ready reckoner for tax offsets, the fortnightly value is $38. The online Ready Reckoner calculation can be done on Carpet Area or Built-Up Area. In simple words, if the difference is not. William Hill Ready Reckoner Bookie Guide. Renal Ready Reckoners 70 Table 5. Localities in Bangalore. 103. Volunteers, contractors, visitors, preservice teachers and other adult students on placement. First, you should insert the type of bet you want. However, it is linked with the online. The table below is a ready reckoner for calculating daily vibration exposures. 4 Renal ready reckoner 70 Table 5. Nagarathna, JJ. These products and services include cyber security for bookkeepers, bookkeeper assessments (enabling you to assess bookkeeper job candidates), payroll compliance advice, secure hosting, budgeting and cashflow forecasting software, HR support and more. A free program for Android, by Margaloo Apps. ) for a particular locality. Singhania, with the following noteworthy features:Circle rates in Karnataka are also known as the ready reckoner rates or guideline value of a piece of property. Nov 19th, 2023 10:30 AM. Now, navigate to the 'Online Services' section. 92 KB) Court Fees and Costs Ready Reckoner - 1 January 2023_2. 2. 01 Each Way Number of Selections 4. Y. 31 st floor and above – 20%. K. Buy Now . A Lucky 15 consists of 4 selections taking part in different events, which are combined to produce 15 bets derived from a Four-Fold Accumulator, 4 Trebles, 6 Doubles, and a Single for each selection. In Gurgaon, this rate is called the collector rate or circle rate. In India, the Ready Reckoner Rate (Circle Rate, Guidance Value, or Benchmark Value) is the minimum rate at which the government values a property or land for levying stamp duty and registration charges. It offers a detailed topic-wise commentary, helpful for professionals navigating through foreign exchange matters, international investments,. 80%. My numbers are 01625 315654 (office) or 07752 768094 (personal mobile) or you can drop me an email to [email protected]*s Direct Taxes Ready Reckoner with Alternative Tax Regime & Break-even Tables (44th Edition A. Step 5: As soon as you select a district from the given map, the. Here are examples of how it works at different income levels. Gallop Away With the Ready Reckoner News18. It covers alphabetical TDS/TCS/SFT Reckoner along with. S. Stamp duty rate in Karnataka. The circle rate is also known as the guidance value, collector rate, or ready reckoner rate. article 366 (12) V. By defining circle rates in Karnataka, the state government affixes the price per unit below which one can make no transactions of properties. ready-to-eat meals if they are 3. in; ICAT CENTRE 1 International Centre for Automotive Technology Plot - 26, Sector - 3, IMT Manesar, Gurugram, Haryana - 122050 +91-124-4586111 ICAT CENTRE 2It provides a ready reckoner for founders and CXOs of new and existing . Ready Reckoner of Central Insecticide Board and Registration Committee (CIB&RC) Download (927. So It time to Revision Latest Resonance Ready Reckoner pdf for JEE Main and Advanced. Find here the detailed list of Govt holidays and festivals with a calendar during the year 2023 in India. It’s not always possible for the bookmaker to achieve an ‘overround’ (profit) on their book. It’s easiest to convert American odds into decimal odds in order to calculate parlay payouts. Register Now for FREE! KNOW MORE. = 57,793. e. 149(1)(b) is not applicable to a Government Company – vide notification no. 3% on properties of up to Rs 45 lakh. ACCEPTANCE OF. On 9 December alongside the Forecast evaluation report, we published monthly profiles for receipts, spending and borrowing in 2021-22 consistent with our October 2021 Economic and fiscal outlook, updated ready reckoners and a working paper on how to improve the representation of. Datey 4. Min Deposit: £5. Register using the promo code WELCOME40, deposit and place first bet of £10+ on Sports (cumulative Evens+) within 7 days of registration. Vani Vilas Market – D. 00. First bet must be on Sports. H. Ready reckoner rate or Circle Rate is a parameter used in the real estate sector to determine the actual value of property in the market. 70 Seven+ $19. 00. If you had obtained the property as an inheritance or as a gift or had built it during any year after 01-04-2001, then, the ready reckoner value can be taken to find out the. Ready Reckoner Rate 2023 Maharashtra Commence from 1st April 2023 to 31st Mar, 2024. 2022-23 (A. Ready Reckoner Calculator. A ready reckoner of how much you need to save for your child. lime. 7th Pay Commission Option Form Ready Reckoner For All Grade pay . I will be thankful for guidance on where to get the 1981 ready reckoner prices of flats in Mumbai. f 01. 5 3. See All. September 07, 2023 (Thursday) – Janmashtami (Vaishnava) September 28, 2023 (Thursday) – Milad-un-Nabi or Id-e-Milad (Birthday of Prophet Mohammad) Restricted. ContentsTable of. This is the EBacc subject school ready reckoner. This Ready Reckoner has been developed to assist schools to determine the duration of fixed term teacher vacancies on Recruitment Online and for determining the employment period on the payroll when hiring and rehiring fixed term teachers. No. 00. Ready Reckoner Rate 2022 Maharashtra Commence from 1st April 2022 to 31st Mar, 2023. Built-in seamless digital experience that sits on top of. The whole sports wagering world and its myriad betting markets are literally in your hands with the best betting apps. 77. The Placepot dividend is the amount in the prize pool which is shared by winners and is to a £1 stake. Unibet – Get $550 Bonus Bet. This fiscal, Maharashtra increased the ready reckoner rate by an average of 7%, which is expected to result in revenue of over Rs15,000 crore for the state. Singhania | 27 March 2023. The online e-Stamp Duty Ready Reckoner on Ghar. If you’re following us so far, then great. Ready reckoner. Seal of the Court – The official seal to be used in the Court shall be such as the Chief Justice may from time to time direct, and shall be kept in the custody of the Secretary General as per Order III, Rule 4 of the Rules. The Department of Stamps and Registration of the Andhra Pradesh government published a Guiding Value or Ready Reckoner Rate for non-agricultural land, the minimum at which the same can be registered with the government. Ready Reckoner Rate, also known as Circle Rate or Guidance Value, is the minimum value at which a property can be registered in a particular area or locality as determined by the state government’s revenue department. Nutrition Education Materials. n a table. A wide limit of agreement was. ) Industrial (per sq. Add to Favorites The improve Ready Reckoner,form and log book (1. 2023-24 (A. Synonyms for ready reckoner include calculator, computer, adder, adding machine, electronic calculator, number cruncher, pocket calculator, totalizer, abacus and totaliser. Unlike NRL, AFL, cricket and other major team sports suitable for Australians to bet on, racing allows you to take a Trifecta, First 4, Quaddie, BIG6, Daily Double and much more. Step 3: The system will be redirected to the following screen. 0, 2020. 04. Now we shall proceed to define the Absence Quota Types. Bet Calculator | At The RacesFor instance, if the ready reckoner rate of the unit is Rs 80 lakh and the value of the property as per the agreement is Rs 60 lakh, the stamp duty on the sale of the property will be calculated on the reckoner rate, which is higher (Rs 80 lakh). The ready reckoner rates are decided by Mumbai’s Stamps & Registration Department based on the regional housing market. Using a bet calculator gives you a simple yet powerful way of fully understanding your wagers. covered parking slots x 25% ready reckoner rate per unit area for that property. In this application, you can Calculate Premium offline. Bet Calculator Work out potential winnings for any type of bet or check winning bets have been settled correctly with our bet calculator. Unnamed Reckoners Current Reckoners. co. 21st to 30th floor. 5%. The ready reckoner for the Welsh Rates of Income Tax (WRIT) is a set of estimates for the revenue impact from a 1p (or one percentage point) change to each of the Welsh rates (basic, higher and additional). This App is Built only for helping insurance agents. 1. | Meaning, pronunciation, translations and examples in American English. com Website:READY RECKONER; OR, TRADER'S SURE GUIDE. All you need is the vibration magnitude (level) and exposure time. Total Income Tax No. Keeping your details up to date; Changing your address; Changing your bank details; Teachers Remedy Hub. Simply select the Year for which you want to view the ready reckoner rates of Maharashtra District and get the same instantly for each of the Districts Year Wise across Maharashtra. 1. Simply select the Year for which you want to view the ready reckoner rates of Maharashtra District and get the same instantly for each of the Districts Year Wise across Maharashtra. If you are considering joining Ladbrokes bookmakers as a customer, one of the most motivating factors is the £25 matchup bonus on joining. Rs. Singhania. This means if a property value is worth ₹60,00,000 and the ready reckoner rate is ₹50,00,000, stamp duty will be applicable on the higher value, that is, ₹60,00,000. As the previous title shows, this book started life as a Racing Ready Reckoner, and that function is still at the heart of it. £30 in Free Bets and £10 in Free Spins (50x20p) credited within 10 hours of bet settlement. GST Book Nov 2023 Edition – Amended till 07. In Mumbai, Nashik, Navi Mumbai, and Pune, the premium is solely applied to high-floor structures. Order under rule 5 of the Customs (Assistance in Value Declaration of Identified Imported Goods) Rules, 2023 for Stainless Steel of J3 grade Beware of phishing emails / calls / letters related to courier transaction from unauthorized persons. pdf (139. Singhania. Y. As the property was bought through a court receiver auction, the buyer approached the Bombay High Court, to direct the sellers to bear the liability on past stamp duty, as one of the sellers had refused to bear the cost. com. (R. Large File Handling. Here are the Ready Reckoner Rates for 10 locations in Mumbai and 5 locations in Pune: Ready Reckoner Rates for Mumbai Region: Area. For Financial Year 2022. £/€0. The state had kept the. Day and a great selection of related books, art and collectibles available now at AbeBooks. The study of military history supports the soldier by providing context to the actions they are asked to perform. £30 in. INCORPORATION OF COMPANY AND MATTERS INCIDENTAL THERETO (Section 3 to 22) Chapter 3. Free Bet stakes are not included in any returns. Wide limits of agreement were observed. To return a profit from just the place part of an each way bet, the odds of the placed selection. 0 and eStepin 2. 41 KB) 11 : Ready Reckoner of Administration-III Section : Download (649. 74%. Q4. The state government of Telangana determines circle rates in Hyderabad according to supply/demand and development of the area or locality. 00. "Stamp Duty Ready Reckoner & Market Value of Properties in Mumbai 2022-23" is available for Rs. This value will be used to calculate the stamp duty and registration charges of the property transaction. Known as the Savage Reckoner, the Wildman, and Claws. We've calculated your annual parental contribution by subtracting the loan your child will receive after means-testing from the full loan available for someone on. Suitable for all sports. The ready reckoner page also details essential technical formalities involved during the registration of documents, list of documents required for registration under section 17 of the Indian Registration Act, 1908. The aim is to help the user understand how we arrive at a value added score for their school. 2500 per acre Click here to view the G. but also by the long or. 11. Edition Details . 00. Here is a guide that dwells on the process of checking the Jantri rate in. Also, the stamp duty is a certain percentage of the property value that the buyer has to pay to the district revenue department, at the time of registration. However, the rates mainly vary across states, cities, or. Full leather binding in very good to near fine condition. Market Value Search Encumbrance Search(EC) Certified Copy Builder Registration Module. An unbeatable betting experience. posted on May 16, 2023. IGR Maharashtra Ready Reckoner Rates. 2023 mandatory annual training ready reckoner Author: Queensland Government Subject: 2023 mandatory annual training ready reckoner Keywords: 2023 mandatory annual training; ready reckoner; Created Date: 9/19/2023 3:09:15 PMTaxmann's GST Ready Reckoner – Most trusted ready referencer for all provisions of the GST Law with GST Case Laws, GST Notifications, GST Circulars, etc. Its members represent 85% of global GDP, 75% of international trade and two-thirds of the world’s population. , 43 State-wise, 5 District-wise & 9 interstate tables on selected indicators for different sectors of. Annual Statement of Rates on IGR Maharashtra. Built-up area x the ready reckoner rate for apartments in rupees per square metre. Use the self-employed ready reckoner to budget for your Self Assessment tax bill for the 2023 to 2024 tax year. The exposures for different combinations of vibration. 15 KB) 10 : Ready Reckoner of Administration-II Section : Download (503. Besides being a regular guest speaker for IFRS and Management Development Programmes at IBC & PKG, Mumbai, ICAI, ICSI, he is also an author of over dozens of book(s) and commentaries on and including ‘Ind AS - A Ready Reckoner’ ‘IFRS and Ind AS Concepts and Applications’, ‘Accounting Standards and IFRS’, ‘Series of. Ready Reckoner Rate Maharashtra:- महाराष्ट्र शासन द्वारा जमीन की खरीद को लेकर न्यूनतम दर राशि तय. Horse Racing Ready Reckoner Calculator. Accumulator bet calculator - Handles up to 20 selections and calculates profit in an instant. For those interested there is a concise and valuable section. Quick Bet Calculators. R. 2012 along with the late fee charges and, therefore, the policy had stood revived before the death of the complainant’s husband. Wide limits of agreement were observed for both energy and protein intake. Suitable for all sports. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. The Ready Reckoner is also published on PPAC’s website (and on our mobile app - PPACE which can be downloaded on mobile device through both Google Play Store and Apple Store. meat pie, vegetable pie, lean pies, party pies •Include Everyday unpackaged or packaged foods from the five food groups, and prepare using ingredients on the Basic. 40 Six $22. . The Ready Reckoner (RR) rates in Pune are expected to become more accurate with the completion of GIS mapping of all land parcels by January 2024. KNOW MORE. pdf (48. First bet must be on Sports. Min stake £/€10 on eligible slots the previous day to guarantee Free Spins. Amazon co uk horse racing ready reckoner. Summary. This is a brief guide to assist users with technical questions. Type in the following command: ditto -V ~/original/folder/ ~/new/folder/. All of the most popular bet types are supported, including Lucky 15, Accumulator, Trixie, Patent and Round Robin, as well as speciality bets such as. , held that the prices mentioned in the Ready Reckoner cannot be the basis for determining compensation for the land acquired under the Land Acquisition Act, 1894. If the property was acquired before 01-04-2019, then you can find out the property’s fair market value from the stamp duty ready reckoner value of the year 2001. Consultants Pvt Ltd B-132 Anand Vihar Delhi-110092 Tel: +9111 22164800, 2216 4700, +9312276731 Fax : +91 11 22164800 Email : anupma@indialiaison. First bet must be on Sports. Step 1: Gather property-related details. You will be able to check both, old and new, DLC rates in Rajasthan. Office space. Lead Analyst: Carleigh Busby, Advisor-Analyst Contributors:Ready reckoners: 2023/24 There are two ready reckoners provided on this tab to provide indicative funding changes, from April 2023, for: General Medical Services (GMS) - change in practice income ready reckoner from 1 April 2023 Please insert the average number of weighted patients in 2022/23 at your practice in the first cellEnter the Building Span, Roof pitch and Rafter spacing. If that happens, the bookie could lose a fortune. All the information in app is the best of the developer's knowledge. English Marathi. If the CED Phrase is marked in the system as passive, we can us the same. Introduction to the Workplace. This is published every two years for agricultural land, as said earlier. £30 in Free Bets and £10 in Free Spins (50x20p) credited within 10 hours of bet settlement. This 4th edition, updated by the Finance Act 2023, covers new definitions, investment and turnover computation, Udyam registration, promotional. NO. The ready reckoner allows the user to input, for an individual pupil, their key stage 2 prior attainment and key stage 4 attainment in any of the three subject areas in the English Baccalaureate. Examples of Ready Reckoner in a sentence. Q. 00. First bet must be on Sports. . in - Buy Taxmann Publications Gst Ready Reckoner [2023], Ready Referencer For All Provisions Of The Gst Law With Gst Case Laws, Gst Notifications, Gst Circulars, Etc. WebQoof. Annual Statement of Rates. 10 Four $24. 20232024 20222023 20212022 20202021 20192020 20182019 20172018 20162017 20152016 2014. 2 days ago · Suella Braverman calls for annual cap on net migration, saying new figures ‘slap in face to British public’ – as it happenedLucky 15 Bet Calculator Bet Options Stake minimum: 0. 90 $33. ], published 1839, →OCLC: Nor did he trouble his borrowers. pdf (139. B. BetMGM Sports Betting App. Using the Ready reckoner for tax offsets, the weekly value is $19. The Ready-Reckoner, or Farmer’s Complete Table; Aberystwyth, 19th century. Boots then set their pay scales from 80% to 120% of the median average of market rates. Position - the finishing position for the dead heat. Lucky 63 Alphabet Round Robin Parlay Full List Bet Calculator - All Types & Options Bet Type Definitions AceOdds Bet Calculator Bet Type: Each Way? Number of Selections: Show Rule 4? Summary (Updated Automatically) Stake Type: Stake: Get the bonus code for Bet365. This could be a simple 'win bet': where you choose and back a winner in one event. 2023-24 (A. Paperback – 1 January 2020. If you have 100 sq meter property in Mahim area, then: RR Rate in Mahim: Rs 3,10,900 per sq meter. Here's how to calculate payable stamp duty for registering conveyance deed during property transfer process. September 21, 2014 at 10:21 amThis blog-post attempts to provide a handy “ready-reckoner” for Partners which is useful during the implementation journey of SAP S/4HANA Cloud public edition. Y. 7 Calcium (mg) per 100 g/mL of food or fluid 74 Calcium Equivalents 75 Iodine 76POL & NG, September-2023. This Software (Ready Reckoner APP) is only for Private use. That portion over $100,200 is deemed to earn the higher deeming rate of 2. The 10% cut in Guidance Value in Bangalore is aimed to boost the real estate sector and the revised rates will be applicable all over Karnataka. Ready reckoners are used in the clinical setting as a tool for the estimation of nutrient intake. We only have one more “Lucky” bet to explain, and the concept is the same as the previous two cover bets. page 3 1. meters) B. Sri Nagar Cross Road. Published date: 19 September 2022. On September 12, 2020, the state government did, however, announce an increase in the ready reckoner rate of 1. Author: BAKER, Richard Last modified by: MANCHESTER, Simon Created Date: 6/16/2011 12:50:47 PM Other titles: Guidance KS1 Data Input KS2 Data Input Single Measure Ready Reckoner All Measures Ready Reckoner PAG Limits Prior Attainment Groups (PAGs) PAG Limits (data) KS2 Fine grades lookup mathsfinegrades 'All Measures Ready. Fill the details on ‘Mulyankan Suchi Vivaran’ form. Now, navigate to the 'Online Services' section. The lucky 15 is a 4 selection wager consisting of 15 bets: 4 singles, 6 doubles, 4 trebles and a four-fold accumulator. 21 Useful Charts For Tax Compliance. The ready reckoner allows the user to input, for an individual pupil, their key stage 2 prior attainment and key stage 4 attainment in any of the three subject areas in the English Baccalaureate. This handy tool pre-checks your returns for different odds and stakes, which means you can adjust your betting strategy to what you can afford and the returns you wish to target. Just fill in a few basic details and you’ll instantly see the potential winnings so that you can then decide if it’s worth a flutter or not. The ready reckoner shows the effect of changes to the Welsh rates on devolvedPlease note: At student level, the VA figures displayed in Analytics will not necessarily match the DfE Ready Reckoner. The aim of theThe ready reckoner allows the user to input, for an individual pupil, their key stage 2 prior attainment and key stage 4 attainment in any of the three subject areas in the English Baccalaureate. It serves as an essential handbook for those dealing with cross-border transactions, payments to non-residents. Paying the guidance value of a property in Bangalore is very important as it will help you avoid legal feuds. New 18+ UK customers only. 72%. This book covers an analysis of the following Laws:<br…. Ladbrokes Horse Racing Ready Reckoner. A well-planned revision helps us to score high marks and which ultimately gives us a good rank. Ladbrokes Horse Racing Ready Reckoner. This is how everything works (Updated December 2020) 1. 74 % despite the. Image Source: Google Play. You will need to check the ward/zone in which your property falls. Stamp duty rates in India vary from State to State. 10. To the absolute disappointment of developers from real estate and builders, RR rates have been updated by an avg of 1. Save / Share This Bet Slip Clear Bet Details Reset Calculator First, you should insert the type of bet you want. Ready reckoner rates In Mumbai remained unchanged for the year 2022- 2023, they were last hiked on September 12, 2020, by the government of Maharashtra, the revised rate for Mumbai is -0. 1. With a Lucky 15 covering your four selections, and a Lucky 31 covering five, a. A. All provisions of TDS and TCS are covered in independent chapters with prominent headings for pinpointed discussions on all aspects of the law and its compliance. Y. Ready Reckoner How to settle your bets, and more… I’ve put together this helpful guide to some of the frequently used betting terms, that might need a bit of explaining. Y. 05. Copy contents from one folder to another. Shah* and B. The READY RECKONER New and Improved 1940 by John C Winston Co Fast Calculations Cotton Tables Interest Tables Wage and Board Calculations (386) $ 12. Features/ Highlights of GST Law Book by AUBSP. Residential (per sq. by Dr. Language. If it is a flat then use the formula-. A handbook of mathematical tables used to facilitate computation. Any amenities that are present with the property further impact the ready reckoner rate. G. that it has the right number of people and the right kind of people at the right places at the right. WoolQ, formerly known as the Wool Exchange Portal, is the single online destination for woolgrowers and the wool industry to access and interact with industry. So, Know Your Basic Pay (Salary) with New Fitment 2020 with TS PRC Calculator 2021 from here. Free Bet stakes are not included in any returns. Since the announcement, the circle rate for agricultural land has been increased from Rs. 60 lakh. SHARE CAPITAL AND DEBENTURES (Section 43 to 72) Chapter 5. Some bookmakers offer bonuses and consolations on lucky 15 bets. The aim of theTAB Sportsbet provides one to its customers to help them with their betting investments. DraftKings – Bet $5, Get $200 Bonus Bets. 03. 45 Five $23. In Haryana, Punjab and Uttar Pradesh, circle rates are also known as collector rates or district collector rates. i. O. Full T&Cs apply. New 18+ UK customers only. | Meaning, pronunciation, translations and examplesProperty market value: Ready reckoner rate is based on the market value of the property. The Patent Bet Calculator allows you to calculate the stake, return and profit for Patents, permed from up to 20 selections if required, with the same comprehensive range of. This ready reckoner is the EBacc subject pupil ready reckoner. Y. Using of e-stamp duty ready reckoner year wise which we have provided for the year 2015-16, 2016-17, 2017-18 and 2018-19, 2019-20, 2020-21, and 2021-22 from which you can search current and previous year ready reckoner rates applicable for calculation of government tax such as stamp duty, registration fee along with guideline for calculating. 888sport – up to $500 Bonus Bet. Gift city handbook Edition 1 November 2022 View more. In Maharashtra, circle rates are known as ready reckoner rates. When a man, woman or joint owners (regardless of gender) buy the property. 21 st to 30 th floor – 15%. Ans: If you purchase a property located between the 5 th and 10 th floor of a building, you will have to pay a premium on RRR at 5%. 11. Stamp duty of a property is calculated using circle rate/ready reckoner rate. 00. Ready Reckoner Mumbai 2012 Pdf phospetanre. To use the daily exposure ready-reckoner you will need to know the levels of noise and durations of exposure which make up a person's working day. less weekly offset value –$19. 9086 energy, r = 0. A Racing Ready Reckoner. from one day to a year : with the imperial weights and measures. This post aims to explain everything about the ready reckoner rate, calculation, importance, etc. 0 shall be used for document registration in SRO Haveli 21 and 23, Pune. They were widely used in shops and by tradesmen before the advent of cheap electronic calculators, metric weights and measures and decimal currencies in the 1970s. Department of registration and stamp is partnered with Maharashtra Remote Sensing Applications Centre (MRSAC) to creat GIS based value zones on Geo Spatial Maps. Considering the need to address the. The RR is set by the state government and is a compilation of the fair value prices for properties. Ready reckoner rates are listed for all the cities and are available on the online portal of the government of Maharashtra. 95 KB) Court Fees and Costs Ready. The Ready Reckoner can be used for vacancies up to the end of the 2025 school year. 3k) $ 48. If it is a flat then use the formula-.